Car Insurance Brands Australia – Choose the right cover from X with options like free windscreen and premium cover. Join now and get a $75 Visa Gift Card
One size does not fit all. We also know that your car and lifestyle are as unique as you are. Why should your car insurance be any different? Our new UltimateCar insurance gives you the highest level of protection when you need it. Our comprehensive and third party property damage options offer a number of benefits and extras so you can spend on the coverage that matters most.
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Whether it’s on the highway or in the rain, we’re proud to help our customers. Customer-focused service means we’re there for you when you need us most.
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Our Australia-based customer service is here to help 24/7, so you’re never alone when problems arise.
If you’re looking to compare car insurance, here’s our insider tip on our three tiers of quality cover.
Our highest level of protection, your choice of comprehensive coverage and repairs, 24/7 roadside assistance and extras like running payment.
We cover damage to your car or your car to another car or property. You can also opt for extras like 24/7 roadside assistance and payout.
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Our base level insures your car in case of damage to someone else’s vehicle or property. Plus, you can extend your third-party property damage coverage up to $10,000 with fire and theft coverage.
Save by choosing 1000-15000 km driving your car per year
Up to $70 per day for up to 14 days if Fire & Theft coverage is selected
Insurance benefits are subject to conditions, limitations and exclusions. For more detailed information please read the relevant Product Disclosure Statement (PDS) and Target Market Definition (TMD) on this website which explain who the products are suitable for.
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If your policy is issued on or after July 1, 2022, you can access the Auto Insurance Product Disclosure Statement (PDS) to see all terms, additions and exclusions. Target Market Definition (TMD).
If you have a general insurance product produced by Hollard and managed by Open (on or after 1 July 2022), see here for more information.
Your safety comes first. If you and others are protected, do everything you can to minimize or avoid further harm, damage, expense or liability. If necessary, call an ambulance, including the police.
Make a careful note of what happened and when, and make a list of the injured. Photograph the damage from different angles. Have your policy number and receipts for damaged items handy before calling us.
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Join home insurance today and get 12 months of free home emergency care. Offer ends February 28, 2025. New rules only. Additional savings on pavement options and health memberships +. ~ T&Cs apply
Get ready to fly. Travel knowing you have business managers based in Australia offering 24/7 emergency support. Close to cancel an unexpected trip
For details of product terms, limitations, sub-limits and exclusions, please read the Product Disclosure Statement before purchasing: Home, Landlords and Auto Insurance PDS; travel insurance PDS; Animal Insurance PDS.
An additional $500 to $5,000 is your choice. If you choose a lower premium, your premium will be higher and vice versa, so choose one that fits your lifestyle. Remember what you get if you have to ask for it.
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It’s more like a bet you add to your statement. If you choose a lower excess, your premium will be higher and vice versa.
If you work overtime, you will be paid the basic allowance and the corresponding additional allowance (e). If your car is damaged by another car, you don’t have to pay extra, we assume you are not at fault and the other party has all the necessary information.
We accommodate licensed drivers and learners who are older than the minimum age stated on their insurance certificate and meet learner permit requirements.
Drivers with an international driving license are insured as long as the international driving license is recognized by the traffic authority of the country or territory in which they are driving and the driver meets the conditions of the driving licence.
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When you sign up, you can buy between 1,000 and 15,000 km per year, depending on how many kilometers you drive during the policy period.
We ask that you complete your initial odometer reading within 14 days of the start of the policy period. You will have your most recent odometer reading, your original odometer reading, and the number of miles you purchased.
Don’t worry if you think you will drive more than the km you purchased, you can request to top up your kilometers during this period. Log in to your car insurance account to make changes. Don’t forget to adjust your premium as well. Please see our Product Disclosure Statement (PDS) for more information.
If a claim is made and your odometer reading at the time of claim is less than your original odometer reading or less than your last odometer reading, an additional $1,000 will be applied.
What We Do
Make sure you get your initial odometer reading within 14 days of your policy starting date. If you need to file a claim after that time and you haven’t submitted your odometer reading, there will be an additional $1,000.
If we accept your claim and repair the damage to your car, we will arrange for your car to be repaired at a trusted auto repair shop. We work closely with reliable auto repair shops to ensure quality repairs on time.
With Ultimate Cover, you can choose your own repairer, but we may, at our discretion, request a quote from the repairer.
$75 Visa Gift Card Discount Terms for New Comprehensive and Ultimate Auto Insurance Customers. Offer Period: Offer begins on August 8, 2024 at 12:01 a.m. and ends on October 8, 2024 at 11:59 p.m. We reserve the right to withdraw, change or extend this offer at any time. Eligible policies: 1) Comprehensive coverage or 2) Comprehensive coverage Eligible customers: Australian residents over the age of 18 who do not take out or have not taken out a comprehensive insurance policy for the same risk in the last 12 months. start the policy offer period, purchase a new eligible policy within the offer period and provide a valid email address. Offers are valid for 30 days from the date of issue. Unauthorized clients: employees. Offer: Eligible customers receive a $75 Visa eGift Card 100 days before or 75 days before the applicable policy start date. Eligible customers must keep the policy for at least 60 days from the date of issue to receive the offer. Other Promotion Terms: Offer automatically applied at checkout, subject to eligibility requirements. Not available in conjunction with other promotional offers (Offer). Once the offer requirements are met, you will be sent a Visa gift card. See rewardscometrue.com.au/information/visa-tcs/ for full Visa eGift Card terms and conditions.
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Save up to 30% on paid comparisons with unlimited mileage car cover and comprehensive car cover options. Calculations based on a sample of existing car insurance customer profiles show that less than 15,000 km are driven per year. The current date is 26 April 2024. Actual savings will be determined by your individual circumstances, including mileage, excess coverage and other risk factors. Can reduce the minimum savings on insurance premiums. Mileage may accumulate during the term of the policy and is subject to additional charges. In the event of an accident, an additional charge is payable if the final odometer reading is higher or lower than the initial odometer reading on your insurance certificate.
Current Health members with an active membership receive a 10% discount on home, contents, homeowners, auto, and pet insurance policies, and Ultimate Health members receive an additional 15% discount on home, contents, homeowners, and auto insurance. Insurance. These membership benefits apply to each period of healthcare membership. Low premiums can reduce full ad exposure. Discounts, taxes, government fees, charges or non-insurance extras (eg roadside assistance) do not apply. We reserve the right to withdraw this discount at any time.
Current Tervis members with an active membership receive a 15% discount on travel insurance. This discount also applies to the purchase of new policies
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